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impacts,  helping  us  to  achieve  ongoing,  sustainable  business  viability.”  185   This  three-
                  dimensional reporting framework has remained in use ever since.

                  Kasikornbank has been included in the Dow Jones Sustainability Indices (DJSI) since 2016, in
                  both the DJSI World and DJSI Emerging Markets categories. It was also selected for inclusion in

                  the FTSE4Good Emerging Index, making it the first bank in Thailand and in the ASEAN region to
                  be  listed  in  these  global  sustainability  benchmark  indices.  In  the  same  year,  the  bank’s
                  sustainability  development  report  explicitly  stated  that  it  had  adopted  the  Sustainable
                  Development Goals (SDGs) as a guiding framework for its operations, effectively incorporating
                  the SDGs from the very first year they were officially launched by the United Nations. Starting
                  in 2020, content related to sustainability initiatives has been presented specifically in the bank’s
                  sustainability development report, while the annual report has focused primarily on the bank’s
                  financial and operational performance. From 2021 onward, the concepts of Environmental,

                  Social, and Governance (ESG) have played an increasingly prominent role in the sustainability
                  development reporting process.

                  “Supporting New Entrepreneurs to Dream Beyond Limits” Project (K-SME Start-up Solutions)

                  Kasikornbank  developed  the  K-SME  Start-up  Solutions  service  to  provide  comprehensive
                  support, both financial and knowledge-based, for start-up businesses. The “Supporting New
                  Entrepreneurs  to  Dream  Beyond  Limits”  project  is  an  ongoing  initiative  launched  in
                  collaboration with the Thai Credit Guarantee Corporation (TCG) and Mahidol University. Its aim
                  is to provide sufficient funding for SME entrepreneurs at special interest rates, thereby lowering
                  barriers to accessing capital. The project also offers in-depth knowledge essential to launching

                  and sustaining a successful business. In this initiative, TCG acts as a guarantor by backing the
                  credit portfolio of participating SMEs, while Mahidol University is responsible for organizing in-
                  depth training programs for new entrepreneurs. This ensures that entrepreneurs can utilize the
                  funds effectively and operate competitively in the market. In 2012, over 70,000 participants
                  joined the project, and two training cohorts were held.
















                  185  Kasikornbank Sustainability Development Report 2013, page 3
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